American Express Credit Card – Find the Ideal AMEX Credit Card for Your Needs

Best Amex Credit Cards in Singapore

1. American Express True Cashback Card

Who should go for this: People who love cashbacks.

What you’ll love: You get 3% cashback overall for the first 6 months, capped at a total spend of S$5,000. After that, the cashback is 1.5% of all kinds of purchases, goods or services.

Special privileges: You get to be a part of the American Express Selects programme that offers discounts on dining experiences. There are also additional True Cashback Deals and travel offers every year with this best Cash back card one among Amex credit cards.

2. American Express Rewards Card

Who should go for this: Those who love reward points and the things they can buy you on redemption.

What you’ll love: On spending S$1,500 within 3 months of getting your card, you get 24,000 Membership Rewards points. Additionally, you can add 5 places of your choice in Singapore (from the card’s list of 150 outlets including supermarkets, fuel stations, fashion and electronics stores, and restaurants) where you can get 50% more rewards points for the first 3 months. Also, if your annual spend is more than S$5,000 you are eligible for 50% higher reward points for any kind of purchases. What’s more, the reward points have no expiry date, which means you can keep piling them up till you get enough to redeem for your favourite item in their rewards catalogue, or convert into frequent flyer miles.

Special privileges: Apart from the American Express Selects dining programme, you also get to be part of the American Express Global Dining Programme that covers eateries in Singapore and abroad. Exciting travel offers also roll in every year.

3. American Express CapitaCard

Who should go for this: Those who shop a lot of CapitaLand Malls.

What you’ll love: At CapitaLand Malls you can get 5 STAR$ rewards for every S$1 spent. Selected purchases from participating outlets will get you an extra 10 STAR$, with a maximum of S$1,200 per month being eligible for this reward. You can redeem these STAR$ for CapitaLand vouchers.

Special privileges: If your monthly credit card use is more than S$1,200, you can also avail 3-hour complimentary parking per mall. You can also park in Privileged Parking lots at selected CapitaLand Malls if you spend at least S$1,800 in a month. Dining and hotel booking discounts are also available.

4. American Express Platinum Credit Card

Who should go for this: Those who love lifestyle discounts.

What you’ll love: The welcome gifts! On full fee offer, you get a Philips Air Purifier and a Tumi Vapor Luggage, while with the first fee waiver offer you get a Samsonite Armet Spinner 57cm Expandable Luggage. Reward points collected through the Platinum Credit Card – 2 points per S$1.60 spent and 10 points for each S$1.60 spent at Platinum EXTRA Partners – do not expire.

Special privileges: You become a part of the Platinum Dining experience, American Express Selects programme and Global Dining programme, being eligible for up to 50% discount on dining at restaurants and hotels across the world. You also get exclusive travel, wellness, golfing, entertainment and other lifestyle deals.

5. American Express Platinum Reserve Credit Card

Who should go for this: Those who love lifestyle discounts.

What you’ll love: 2 Membership Points are earned for every S$1.60 spent and 10 points for each S$1.60 spent at Platinum EXTRA Partners. These points last indefinitely.

Special privileges: Platinum Reserve card gives you a host of travel and lifestyles privileges. From a free night’s stay at one of the Capri properties to concessions on staycations at boutique hotels, and up to 50% discounts on restaurants to luxury yacht and golf course discounts, this card is filled with holiday deals.

6. American Express Singapore Airlines KrisFlyer Credit Card

Who should go for this: Frequent flyers.

What you’ll love: You get a bonus of 5,000 KrisFlyer miles the first time you swipe your American Express Singapore Airlines KrisFlyer Credit Card, followed by 3,000 KrisFlyer miles if you spend S$700 in the first 6 months of getting the card. You can accumulate KrisFlyer miles for practically every dollar spent through the credit card. You can avail 2 KrisFlyer miles per S$1 spent on selected purchases through Singapore Airlines website, Silk Air website, KrisShop and at SilkAir SkyShop, both in-flight and online. Until June 30, 2017, you get a cashback of S$150 on the next purchase through Singapore Airlines website, when you spend S$12,000 on your card. The accrued KrisFlyer miles are directly transferred to your KrisFlyer account and there is no conversion fee.

Special privileges: You get several dining discounts and many other perks such as airport lounge access and car rental discounts.

7. American Express Singapore Airlines KrisFlyer Ascend Credit Card

Who should go for this: Frequent flyers.

What you’ll love: You get a bonus of 5,000 KrisFlyer miles the first time you swipe your card, and also get another 5,000 KrisFlyer miles if you spend S$1,000 in the first 6 months of getting the card. You can collect 1.2 KrisFlyer miles per S$1 spent on selected purchases anywhere, and 2 KrisFlyer miles for each foreign currency equivalent of S$1 spent abroad in the months of June and December.

Special privileges: Free airport lounge access and car rental discounts apart, this card also gives you a free night’s stay with Millennium Hotels and Resorts, KrisFlyer tier upgrade on spending more than S$15,000 on the credit card in 1 year of getting it, and higher Travel Inconvenience & Travel Accident benefits.

8. American Express Singapore Airlines PPS Club Credit Card

Who should go for this: Frequent flyers.

What you’ll love: You get a bonus of 5,000 KrisFlyer miles the first time you swipe your card, and another 10,000 KrisFlyer miles if you spend S$3,000 in the first 6 months. You get 1.3 KrisFlyer miles for every S$1 spent in Singapore as well as overseas for a maximum spending of S$3,800 in a month. If your expenses are above S$3,800 in a month, you can earn KrisFlyer miles at the rate of 1.4 miles for spends in Singapore and 2 miles for overseas purchases. You also get 2 miles on purchases at Singapore Airlines and Silk Air websites, and at KrisShop and SilkAir SkyShop both in-flight and online.

Special privileges: Up to June 30, 2017, you can avail 50% KrisFlyer Miles Redemption Voucher if you spend S$75,000 or more overall. On spending S$15,000 or more on Singapore Airlines website, you are eligible for Double KrisFlyer Miles Accrual Voucher. There are several offers on dining, airport lounge access, car rentals, luxury yachts, golf clubs, and spas and resorts.

9. American Express Singapore Airlines Solitaire PPS Credit Card

Who should go for this: Frequent flyers.

What you’ll love: You get a bonus of 5,000 KrisFlyer miles the first time you swipe your card, and another 15,000 KrisFlyer miles if you spend S$3,000 in the first 6 months. KrisFlyer accumulation rate is 1.3 miles for every S$1 spent in Singapore as well as overseas for a maximum spending of S$3,800 in a month; if you end up spending more than S$3,800 in a month, you can earn KrisFlyer miles at the rate of 1.5 miles for spends in Singapore and 2.4 miles for overseas purchases. In addition, you get 2 miles on purchases at Singapore Airlines and Silk Air websites, and KrisShop and at SilkAir SkyShop purchases both in-flight and online.

Special privileges: You can avail a free one-sector upgrade from Business Class to the Singapore Airlines Suites or First Class if your card expenses at the Singapore Airlines website is more than S$50,000. If you spend more than S$75,000, you can get 50% KrisFlyer Miles Redemption Voucher. Dining discounts, airport lounge access, car rental discounts, luxury yacht and golf club deals, and spa and resort concessions are also aplenty on this card.

Now that you know what AMEX Credit Cards give you, why don’t you apply for one? Go, go, go!

Las Vegas Is Booming: Why It’s So Hard To Find A Good Deal On A Hotel Room!

With 130,000 available hotel rooms (148,978 if you throw in Nye County and Laughlin) you might think there would be a “Deals” to be found. You would most likely be wrong! Finding a “deal” in a city whose Major Resort properties run near capacity is becoming increasingly difficult. Why? Because the top resort properties are controlled by a select group of companies that have no incentive to discount.

Vegas’ Law of Supply and Demand

Consider for a moment the simple law of “Supply and Demand”. When the supply is high and the demand is low the prices drop. Vegas is a boomtown, the demand is high and the supply is low. How could that be with 130,000 rooms? The answer is simple: 30 million annual visitors and growing! In fact the growth rate is so phenomenal that Mega Resorts like Mandalay Bay (43 story $375 million Spa Tower featuring 1,120 Suites completed in December 2004) and The Venetian (currently expanding) and the recently completed $2.4 Billion Wynn Las Vegas (Opened April 2005) are adding thousands of rooms to the “Heart of the Strip”. So phenomenal is the growth that even out of State Financiers like Donald Trump are getting in on the action. The Demand for Rooms is exceeding the supply so the prices are rising!

According to an interview published July 30, 2004 in USA Today Trump’s plans include a 64-story hotel-condominium tower to be built on a portion of the Frontier Hotel property across from the Wynn Las Vegas Resort and next to the Fashion Show Mall.

Scheduled to begin construction sometime in 2005 the $300 million project will feature 1,000 hotel rooms, and 50 luxury residential units modeled after the Trump International Hotel and Tower in New York. There will be no Casino on the property.

Only 10% of Las Vegas Hotels are Booked Online

In several articles I’ve researched this year published in various Business Journals and by Hotel Industry analysts the actual booking rate for Hotels offering online services to their visitors is approximately 10% Nationwide. This I believe to be an accurate representation of Las Vegas as well. (Our company runs several websites offering Hotel Booking and these numbers are in line with our own).

Further Proof: “Only about 10 percent of our rooms are booked at Hyatt.COM,” said Gary Gotling, director of sales and marketing for Hyatt Regency Tampa.

This means 90% of you are using the Internet to gather information, but are not actually making your reservation Online! Traditional Travel Agents and telephone calls are still the preferred method of booking. The Internet is being used as an information gathering source, and little more. The big Players know this and use it to their advantage. Again there is no incentive to offer lower rates if your customers don’t take advantage of them. I’ll touch briefly on the issue of Room Taxation by saying that most local Governments hate the internet because rooms booked online by out of State interests are cutting into their available tax pool. Expect local Government officials to act sooner than later on this issue.

So where does your money go when you book online?

If you search Vegas.com you’ll find they are owned by Greenspun Media Group (Henderson, NV) which publishes the Las Vegas Sun Daily Newspaper, and owns Vegas Magazine, Showbiz Weekly, In Business, Las Vegas Weekly, VegasGolfer, Las Vegas Life, and The Ralston Report. Greenspun Media is part of the Greenspun Corporation, which also owns local Channel 25 UPN. Greenspun is a partner in Las Vegas ONE, an all-news cable channel. American Nevada, the real estate division of The Greenspun Corporation, is among the most recognized commercial and residential developers in the Las Vegas valley. Their annual advertising budget exceeds 7 figures! Somebody has to pay the price for all that advertising.

You might try the popular website LasVegas.com which has an interesting and storied history. The site Domain was licensed in 2002 from the Stephens Media Group of Littlerock Arkansas (Las Vegas Review Journal, Hawaii.com) to the Mandalay Resort Group and Parkplace Entertainment. Follow along now – 2004 Park Place became Caesars Entertainment, which in turn was purchased by Harrah’s Entertainment. This deal came just one month after MGM/Mirage agreed to purchase the Mandalay Resort Group. Need a room on the strip? Hmmm – I think the pricing is going to be pretty consistent! And to think that you could have owned LasVegas.com as late as 1997!

IAC (InterActiveCorp) run by Mega Financier Barry Diller operates these online Travel Booking Agencies

· Expedia.com Vacations

· Expedia’s Vegas Packages

· Hotwire.com

· TripAdvisor.com

· Hotels.com

· IAN.com

Note(s): Expedia is #1 in total online Travel Bookings for 3rd party internet based booking agencies. But their piece of the total “booking pie” is still very small. Mr. Diller also oversaw the recent acquisition of “Ask Jeeves” for a mere $1.85 billion. Don’t expect those room prices to drop any time soon.

Sabre Holdings Corp owns:

Travelocity – #3 in Travel Bookings

Note: Saber was the “Big Player” in the Travel Agent industry as most Travel Agent computers tied into their booking systems. Travelocity is #3 behind Expedia and Orbitz (Now owned by Cedant Corp.)

Cedant Crop is the worlds top Hotel Franchiser with over 6,400 locations and owns or franchises:

· Orbitz – #2 in Travel Visitors

· Lodging.com

· HotelClub.com

· Ratestogo.com

FYI – Cadant also owns Avis & Budget Rent A Car, Fairfield Resorts (timeshare resorts), Cheap Tickets.com, and Century 21 and Coldwell Banker Real Estate Franchises.

So where does this leave you? I’d suggest you take a quick read of the tips below.

Quick Tips for Vegas Visitors on a Budget?

You’re probably thinking I’ll suggest visiting in the “off season”. Don’t do it! August temperatures often exceed 110 degrees – and that’s the air temperature not the heat radiating off of the concrete and asphalt. No I’m going to suggest you do something much simpler – stay off the strip! Car rentals are cheap when you compare them to the exorbitant prices of the top “On Strip” Mega Resorts. Try a Hotel in Henderson or Summerlin. I’d suggest smaller resorts like The SunCoast or The Orleans.

Get a rental car and park behind the Excalibur, New York New York, or in the Fashion Show Mall (It’s covered and very secure). Click on Internet Ads and see what is available. While 90% of the rooms are booked at capacity the Hotels that are not booked fully actually do advertise! Click those ads! I once stayed at the Fiesta Henderson for $29.95 a night for 3 nights in a row, and I had a suite with 2 queen rooms! I found this deal on an Internet Ad! In fact when I called the Hotel to try and get an even better deal they told me I had to book online! Try corporate housing as it’s usually full during the weekdays but available on the Weekends when the business Travelers return home. Visit the websites of Hotels you may want to stay at and sign up for their email promos so you get offers sent directly to you before your trip (Use a free address like Hotmail for this purpose). Ask at the desk when you sign in for any additional perks or offers available to guests. It’s kind of like asking for the window seat on the airplane, if you don’t ask for it you won’t get it. And my final tip is Form before Fashion – bring your most comfortable walking shoes and stock up on bottled water at the local grocer before you check in. Enjoy!